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Inquiries Can Cost You Thousands on a Mortgage!

March 31, 2019 by CreditJunkie Leave a Comment

INQUIRY RULES

The rule is that you can have up to three-inquiries in a 25-month period without it affecting your credit score. Inquiries more than three can affect you score 3-5 points for each one over the three; and I don’t know which bureau is which! Good news is …

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Posted in: Credit Help, Credit Unions / Banks, Personal Credit Tagged: credit "credit repair" "credit restoration" "credit rebuilding" debt negotiations "creditor negotiations" "debt settlement", credit improvement, debt management, www.austincreditgroup.com

Qualifying For A Home Mortgage?

October 5, 2015 by CreditJunkie Leave a Comment

I was visiting with a couple who’s goal is to buy a home soon.

I found it interesting the lack of and miss-information that had been provided by the lenders they were talking with about this.
Scoring Models Addressed… Read More

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Posted in: Credit Help, Credit Restoration / Life Changing, Personal Credit Tagged: credit improvement, credit repair, Mortgages, northaustincreditrepair.com, roundrockcreditrepair.com, www.austincreditgroup.com

Is “Credit Repair” The Right Path For You?

January 17, 2015 by CreditJunkie Leave a Comment

Topics:
WHAT SPIRITED THIS POST?
DISTINGUISH THE NEED!
HOW DID WE GET HERE?
KNOWLEDGE IS POWER!

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Posted in: bankruptcy, Credit Help, Credit Restoration / Life Changing, Personal Credit Tagged: credit "credit repair" "credit restoration" "credit rebuilding" debt negotiations "creditor negotiations" "debt settlement", credit improvement, creditrepairinaustin.com, debt management, debt negotiation, debt settlement, https://www.facebook.com/AustinCreditGroup, northaustincreditrepair.com, roundrockcreditrepair.com, www.austincreditgroup.com

New Years Financial House Rebuild!

January 6, 2015 by CreditJunkie Leave a Comment

It’s that time of year when one needs to review their long term financial situation. Things to review include 401K participation, your Will(s), Health Care Directives, and of course, your Credit Profiles at all three credit bureaus.

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Posted in: Credit Help, Credit Restoration / Life Changing, Personal Credit Tagged: credit "credit repair" "credit restoration" "credit rebuilding" debt negotiations "creditor negotiations" "debt settlement", credit improvement, credit repair, creditrepairinaustin.com, https://www.facebook.com/AustinCreditGroup, northaustincreditrepair.com, www.austincreditgroup.com

Inquiries Revisited

December 29, 2014 by CreditJunkie Leave a Comment

Inquiries can be a problem for your credit score. The consumer needs to understand these points to best manage their credit score. This is like money in the bank.

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Posted in: Credit Help, Credit Restoration / Life Changing, Personal Credit Tagged: austincreditgroup.com, credit "credit repair" "credit restoration" "credit rebuilding" debt negotiations "creditor negotiations" "debt settlement", credit improvement, credit repair, creditrepairinaustin.com, Finance, roundrockcreditrepair.com, www.austincreditgroup.com

Financially Well Off — Are you Credit Poor?

November 24, 2014 by CreditJunkie Leave a Comment

Financial Services Professional — consider asking your clients if they have an idea of where their credit scores are, because credit scores are a consideration in the pricing of premiums on home and auto insurance. Your clients could be trowing away money!

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Posted in: Credit Help, Personal Credit Tagged: credit improvement, Finance, https://www.facebook.com/AustinCreditGroup, www.austincreditgroup.com

LIFE EVENTS WILL AFFECT YOUR CREDIT SCORE (Part 3 — Bankruptcy)

October 14, 2014 by CreditJunkie Leave a Comment

LIFE EVENTS WILL AFFECT YOUR CREDIT SCORE (Part 3 — Bankruptcy); OR HOW TO RECOVER FROM EXCESSIVE DEBT!

The trick is to know what should be in place to maximize the best outcome for all involved.

Serious life events include Divorce, Bankruptcy, Hospitalization, and even Marriage. Medical accounts for half of the collections on credit reports today!

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Posted in: bankruptcy, Credit Help, Credit Restoration / Life Changing Tagged: credit "credit repair" "credit restoration" "credit rebuilding" debt negotiations "creditor negotiations" "debt settlement", credit improvement, credit repair, credit score., debt consolidation, Mortgages, www.austincreditgroup.com

LIFE EVENTS WILL AFFECT YOUR CREDIT SCORE (Part 2 — Divorce)

October 9, 2014 by CreditJunkie Leave a Comment

LIFE EVENTS WILL AFFECT YOUR CREDIT SCORE (Part 2 — Divorce); OR HOW TO DIVORCE WITHOUT RUINING YOUR LIFE!

The trick is to know what should be in place to maximize the best outcome for all involved.

Serious life events include Divorce, Bankruptcy, Hospitalization, and even Marriage. Medical accounts for half of the collections on credit reports today!

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Posted in: bankruptcy, Credit Help, Credit Restoration / Life Changing, divorce, marriage, Personal Credit Tagged: credit "credit repair" "credit restoration" "credit rebuilding" debt negotiations "creditor negotiations" "debt settlement", credit repair, divorce, Interest Rates, lenders, marriage, www.austincreditgroup.com

LIFE EVENTS WILL AFFECT YOUR CREDIT SCORE (Part 1 — Marriage)

October 6, 2014 by CreditJunkie Leave a Comment

LIFE EVENTS WILL AFFECT YOUR CREDIT SCORE (Part 1 — Marriage)

The trick is to know what should be in place to maximize the best outcome for all involved.

Serious life events include Divorce, Bankruptcy, Hospitalization, and even Marriage. Medical accounts for half of the collections on credit reports today!

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Posted in: bankruptcy, Credit Help, Credit Restoration / Life Changing, divorce, marriage Tagged: Credit (Finance), credit improvement, credit score., divorce, Finance, Interest Rates, lenders, marriage, Mortgages, www.austincreditgroup.com

Credit Report Inquiries — Did you know….

May 2, 2014 by CreditJunkie Leave a Comment

Did you know that more than three Hard Inquiries in a two-year period can serve to hurt your credit score?

There are three kinds of Inquires found on your credit profile (report). These are HARD, Review and Promotional (both are SOFT).

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Posted in: Credit Help, Credit Restoration / Life Changing, Personal Credit Tagged: credit "credit repair" "credit restoration" "credit rebuilding" debt negotiations "creditor negotiations" "debt settlement", credit repair, credit score., creditrepairinaustin.com, https://www.facebook.com/AustinCreditGroup, northaustincreditrepair.com, www.austincreditgroup.com
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