Not Exactly! There are several companies offering Free Credit Reports with Credit Scores. First clue that it isn’t free is when they ask for your credit/debit card number.
“Employer credit checks keep jobless out of workforce,” posted on March 4, 2013.
A recent report advises that one in four unemployed Americans have been required to go through a credit check when applying for a job, and one in ten have been denied jobs due to information in their credit report
No Personal Credit / Inquiries — No Credit Cards — Get a Secured Credit Card; Look for a free program at Credit Unions No Installment debt — Do a Share Loan Account at a Credit Union; be sure they report to all three credit bureaus Lots of Inquiries — More than three inquiries in a … [Read more…]
Non-Profit Organizations that are advertising on National TV are offering Financial Assistance to those in Financial Distress. These put most into Debt Management Programs (DMP), and Debt Settlement Programs (DSP). Although Bankruptcy is a last resort it would be favorable to getting put into one these programs. Please read the article….
Debt Consolidation vs. Debt Settlement. Debt Settlement could be worse than Bankruptcy. If a negotiated debt includes a payment plan to the original creditor, the negatives will reset the 7-year calendar with each payment. Call Austin Credit Group for an evaluation of the best options available for your situation. Debt Settlement Programs are a Credit Killer! Read More….
Do not ignore demands for payments of old debts. These must be answered to or your situation could worsen!