Why bother with Free Annual Credit Reports? How do I get mine? What is in the FICO Credit Score Model?
I was visiting with a couple who’s goal is to buy a home soon.
I found it interesting the lack of and miss-information that had been provided by the lenders they were talking with about this.
Scoring Models Addressed… Read More
Throughout the industry there are two thoughts about the payment of credit cards balances. This content on the topic relates to those struggling to raise their credit scores as quickly as possible, because they are seeking to make a major purchase, and want to get the best possible rate on a loan.
THE EPIPHANY: I determined a method of payment that may give the the consumer an even bigger bang for their buck. This would be a combination of the two strategies.
WHAT SPIRITED THIS POST?
DISTINGUISH THE NEED!
HOW DID WE GET HERE?
KNOWLEDGE IS POWER!
It’s that time of year when one needs to review their long term financial situation. Things to review include 401K participation, your Will(s), Health Care Directives, and of course, your Credit Profiles at all three credit bureaus.
Do you even know what your credit score is? Do you know what you need to do to raise your credit score? What are the benefits of a 700+ credit score?
Are you considering a CONSOLIDATION FIRM or CHAPTER 13 BANKRUPTCY?
Some fairly new State and Federal Laws, our competitors are not aware of, may be the best approach to making some of your old debts simply go away.
Its that time again! With school getting out soon we need to educate our young adults (18+) on the responsible use of credit. They don’t teach this stuff in schools!
Register today for this free education on Wednesday, May 21st…..
Did you know that more than three Hard Inquiries in a two-year period can serve to hurt your credit score?
There are three kinds of Inquires found on your credit profile (report). These are HARD, Review and Promotional (both are SOFT).
It’s easy to do! I’m seeing a lot of new clients that have been to my competitors, and I’m finding lots of Disputed Records on their Credit Reports!