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Most collection companies buy debt on a spreadsheet, but not the debt.
So your collection company claims they bought the debt. Here’s what you need to know.
Installment Credit builds a foundation for your score. Revolving Credit can have a dramatic affect on credit scores both positive and negative on a monthly basis.
The industry is pretty tight-lipped about the specifics in their algorithms, but this article gives you a basic understanding of what and how activity can affect your credit scores.
If you plan to purchase or refinance anything we encourage you to read this article. Our services will result in potentially thousands of dollars in savings.
(August, 2016) by Lacynica M. “….. I used credit repair company before going to Austin Credit Group and wasted a bunch of money…”
Why bother with Free Annual Credit Reports? How do I get mine? What is in the FICO Credit Score Model?
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WHAT SPIRITED THIS POST?
DISTINGUISH THE NEED!
HOW DID WE GET HERE?
KNOWLEDGE IS POWER!
It’s that time of year when one needs to review their long term financial situation. Things to review include 401K participation, your Will(s), Health Care Directives, and of course, your Credit Profiles at all three credit bureaus.
Do you even know what your credit score is? Do you know what you need to do to raise your credit score? What are the benefits of a 700+ credit score?
Financial Services Professional — consider asking your clients if they have an idea of where their credit scores are, because credit scores are a consideration in the pricing of premiums on home and auto insurance. Your clients could be trowing away money!
Its that time again! With school getting out soon we need to educate our young adults (18+) on the responsible use of credit. They don’t teach this stuff in schools!
Register today for this free education on Wednesday, May 21st…..
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