CreditJunkie

credit score.

Credit Health – Rules about Credit Cards

October 29, 2018 by CreditJunkie Leave a Comment

We offer counseling and education that is specific to your situation. We have been successful at getting some old Charged-Off debt eliminated and significantly raise our client’s credit scores. For example, and to give those with credit card debt an understanding of the impact carrying a balance can have on your credit scores, we offer this One minute-twenty second video about the rules on credit cards.

Email, RSS Follow
Pin It
Email Forward to a Friend
Posted in: Credit Help, Credit Restoration / Life Changing Tagged: austincreditgroup.com, credit "credit repair" "credit restoration" "credit rebuilding" debt negotiations "creditor negotiations" "debt settlement", credit improvement, credit score., debt management, Finance

CREDIT REPORTS: Deleted Items Come Back!

October 17, 2018 by CreditJunkie Leave a Comment

Why do some deleted items show up again on my Credit Reports? Utility Bills have a different set of rules than other consumer credit.

Email, RSS Follow
Pin It
Email Forward to a Friend
Posted in: Credit Help, Credit Restoration / Life Changing, Personal Credit Tagged: credit "credit repair" "credit restoration" "credit rebuilding" debt negotiations "creditor negotiations" "debt settlement", credit score.

Credit World Changes for 2018

August 20, 2018 by CreditJunkie Leave a Comment

In addition to other changes realized this year, the two biggest changes in the last year that affected the way we do business (Our Process). Reporting of Public Records, and the Equifax Data Breach.

Email, RSS Follow
Pin It
Email Forward to a Friend
Posted in: Credit Help, Personal Credit Tagged: credit "credit repair" "credit restoration" "credit rebuilding" debt negotiations "creditor negotiations" "debt settlement", credit score., Equifax Data Breach, public records reporting

LIFE EVENTS WILL AFFECT YOUR CREDIT SCORE (Part 3 — Bankruptcy)

October 14, 2014 by CreditJunkie Leave a Comment

LIFE EVENTS WILL AFFECT YOUR CREDIT SCORE (Part 3 — Bankruptcy); OR HOW TO RECOVER FROM EXCESSIVE DEBT!

The trick is to know what should be in place to maximize the best outcome for all involved.

Serious life events include Divorce, Bankruptcy, Hospitalization, and even Marriage. Medical accounts for half of the collections on credit reports today!

Email, RSS Follow
Pin It
Email Forward to a Friend
Posted in: bankruptcy, Credit Help, Credit Restoration / Life Changing Tagged: credit "credit repair" "credit restoration" "credit rebuilding" debt negotiations "creditor negotiations" "debt settlement", credit improvement, credit repair, credit score., debt consolidation, Mortgages, www.austincreditgroup.com

LIFE EVENTS WILL AFFECT YOUR CREDIT SCORE (Part 1 — Marriage)

October 6, 2014 by CreditJunkie Leave a Comment

LIFE EVENTS WILL AFFECT YOUR CREDIT SCORE (Part 1 — Marriage)

The trick is to know what should be in place to maximize the best outcome for all involved.

Serious life events include Divorce, Bankruptcy, Hospitalization, and even Marriage. Medical accounts for half of the collections on credit reports today!

Email, RSS Follow
Pin It
Email Forward to a Friend
Posted in: bankruptcy, Credit Help, Credit Restoration / Life Changing, divorce, marriage Tagged: Credit (Finance), credit improvement, credit score., divorce, Finance, Interest Rates, lenders, marriage, Mortgages, www.austincreditgroup.com

Credit Report Inquiries — Did you know….

May 2, 2014 by CreditJunkie Leave a Comment

Did you know that more than three Hard Inquiries in a two-year period can serve to hurt your credit score?

There are three kinds of Inquires found on your credit profile (report). These are HARD, Review and Promotional (both are SOFT).

Email, RSS Follow
Pin It
Email Forward to a Friend
Posted in: Credit Help, Credit Restoration / Life Changing, Personal Credit Tagged: credit "credit repair" "credit restoration" "credit rebuilding" debt negotiations "creditor negotiations" "debt settlement", credit repair, credit score., creditrepairinaustin.com, https://www.facebook.com/AustinCreditGroup, northaustincreditrepair.com, www.austincreditgroup.com

#1 Credit Score Tip — Don’t Allow Accounts To Close!

May 5, 2013 by CreditJunkie 1 Comment

One of the variables used in calculating credit scores is the length of time an account is open. Closing your oldest account could hurt your credit score for a much longer period of time.

Email, RSS Follow
Pin It
Email Forward to a Friend
Posted in: Credit Help, Credit Restoration / Life Changing, Personal Credit Tagged: austin, Credit, credit "credit repair" "credit restoration" "credit rebuilding" debt negotiations "creditor negotiations" "debt settlement", Credit (Finance), credit improvement, credit repair, credit score., dallas, Fort Worth, Memorial Day Special, Texas, Veterans, www.austincreditgroup.com

Credit Scores with Free Annual Credit Reports?

March 14, 2013 by CreditJunkie 24 Comments

H.R. 1002: Fair Access to Credit Scores Act of 2013

The purpose of the bill is to amend the Fair Credit Reporting Act to require the inclusion of credit scores with free annual credit reports provided to consumers, and for other purposes.

Email, RSS Follow
Pin It
Email Forward to a Friend
Posted in: Credit Help, Credit Restoration / Life Changing, Medical Collection Accounts / Credit Reports, Personal Credit Tagged: austincreditgroup.com, credit "credit repair" "credit restoration" "credit rebuilding" debt negotiations "creditor negotiations" "debt settlement", credit improvement, credit score., creditrepairinaustin.com, https://www.facebook.com/AustinCreditGroup, northaustincreditrepair.com, roundrockcreditrepair.com

Employment Opportunities Impacted By Credit

March 5, 2013 by CreditJunkie 6 Comments

“Employer credit checks keep jobless out of workforce,” posted on March 4, 2013.

A recent report advises that one in four unemployed Americans have been required to go through a credit check when applying for a job, and one in ten have been denied jobs due to information in their credit report

Email, RSS Follow
Pin It
Email Forward to a Friend
Posted in: Credit Help, Credit Restoration / Life Changing, Personal Credit Tagged: austincreditgroup.com, credit "credit repair" "credit restoration" "credit rebuilding" debt negotiations "creditor negotiations" "debt settlement", credit improvement, credit score., https://www.facebook.com/AustinCreditGroup, northaustincreditrepair.com, review.austincreditgroup.com

You’ve got a Great credit score, right? But, perhaps not so very much.

January 24, 2013 by CreditJunkie 4 Comments

You’ve got a Great credit score, right? But, perhaps not so very much. For example, a 790 could mean your credit is excellent or just mediocre. The times they are a changing. . .for example, while a FICO score of 790 out of 850 is considered excellent, it’s merely mediocre on the VantageScore model — which tops out at 990.

Related: Most Under Appreciated Personal Credit Score Killers

Email, RSS Follow
Pin It
Email Forward to a Friend
Posted in: Credit Help Tagged: austincreditgroup.com, credit improvement, credit repair, credit score., creditrepairinaustin.com, Finance
1 2 Next »

Copyright © 2021 CreditJunkie.

Mobile WordPress Theme by themehall.com