Our country’s best credit improvement company is announcing both the release of their new book, CREDIT: Everything You Need to Know to Build a Positive Credit Score, and NEW FEES as of May 1st, 2022. This book you will consider an investment and reference for your entire family, likely for years to come. Much of … [Read more…]
PART OF OUR “PATH TWO” TO CREDIT SCORE BUILDING Understanding these two basic rules will go a long way toward raising your credit scores. Balances on Revolving Credit Accounts are reported only once a month, and it isn’t random. What ever the balance is on the account the day after the Statement Closing Date is … [Read more…]
Why bother with Free Annual Credit Reports? How do I get mine? What is in the FICO Credit Score Model?
I was visiting with a couple who’s goal is to buy a home soon.
I found it interesting the lack of and miss-information that had been provided by the lenders they were talking with about this.
Scoring Models Addressed… Read More
It’s that time of year when one needs to review their long term financial situation. Things to review include 401K participation, your Will(s), Health Care Directives, and of course, your Credit Profiles at all three credit bureaus.
Inquiries can be a problem for your credit score. The consumer needs to understand these points to best manage their credit score. This is like money in the bank.
Do you even know what your credit score is? Do you know what you need to do to raise your credit score? What are the benefits of a 700+ credit score?
LIFE EVENTS WILL AFFECT YOUR CREDIT SCORE (Part 3 — Bankruptcy); OR HOW TO RECOVER FROM EXCESSIVE DEBT!
The trick is to know what should be in place to maximize the best outcome for all involved.
Serious life events include Divorce, Bankruptcy, Hospitalization, and even Marriage. Medical accounts for half of the collections on credit reports today!
LIFE EVENTS WILL AFFECT YOUR CREDIT SCORE (Part 2 — Divorce); OR HOW TO DIVORCE WITHOUT RUINING YOUR LIFE!
The trick is to know what should be in place to maximize the best outcome for all involved.
Serious life events include Divorce, Bankruptcy, Hospitalization, and even Marriage. Medical accounts for half of the collections on credit reports today!
Did you know that more than three Hard Inquiries in a two-year period can serve to hurt your credit score?
There are three kinds of Inquires found on your credit profile (report). These are HARD, Review and Promotional (both are SOFT).
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