Free Annual Credit Reports / Credit Scores
Why bother with Free Annual Credit Reports? How do I get mine? What is in the FICO Credit Score Model?
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Forward to a FriendQualifying For A Home Mortgage?
I was visiting with a couple who’s goal is to buy a home soon.
I found it interesting the lack of and miss-information that had been provided by the lenders they were talking with about this.
Scoring Models Addressed… Read More
New Years Financial House Rebuild!
It’s that time of year when one needs to review their long term financial situation. Things to review include 401K participation, your Will(s), Health Care Directives, and of course, your Credit Profiles at all three credit bureaus.
Inquiries Revisited
Inquiries can be a problem for your credit score. The consumer needs to understand these points to best manage their credit score. This is like money in the bank.
Is Your Credit Score Under 700?
Do you even know what your credit score is? Do you know what you need to do to raise your credit score? What are the benefits of a 700+ credit score?
LIFE EVENTS WILL AFFECT YOUR CREDIT SCORE (Part 3 — Bankruptcy)
LIFE EVENTS WILL AFFECT YOUR CREDIT SCORE (Part 3 — Bankruptcy); OR HOW TO RECOVER FROM EXCESSIVE DEBT!
The trick is to know what should be in place to maximize the best outcome for all involved.
Serious life events include Divorce, Bankruptcy, Hospitalization, and even Marriage. Medical accounts for half of the collections on credit reports today!
LIFE EVENTS WILL AFFECT YOUR CREDIT SCORE (Part 2 — Divorce)
LIFE EVENTS WILL AFFECT YOUR CREDIT SCORE (Part 2 — Divorce); OR HOW TO DIVORCE WITHOUT RUINING YOUR LIFE!
The trick is to know what should be in place to maximize the best outcome for all involved.
Serious life events include Divorce, Bankruptcy, Hospitalization, and even Marriage. Medical accounts for half of the collections on credit reports today!
Credit Report Inquiries — Did you know….
Did you know that more than three Hard Inquiries in a two-year period can serve to hurt your credit score?
There are three kinds of Inquires found on your credit profile (report). These are HARD, Review and Promotional (both are SOFT).
IS YOUR CREDIT REPAIR FIRM CREATING MORE PROBLEMS?
It’s easy to do! I’m seeing a lot of new clients that have been to my competitors, and I’m finding lots of Disputed Records on their Credit Reports!
Holidays Are Here! Where is Your Credit Score?
This is the time of year people don’t concern themselves with their credit score. However, if a sudden need for additional credit is required you may end up paying more for the money in interest rates, or unable to get the financing you need.
