INQUIRY RULES
The rule is that you can have up to three-inquiries in a 25-month period without it affecting your credit score. Inquiries more than three can affect you score 3-5 points for each one over the three; and I don’t know which bureau is which! Good news is …
Established in 2010 we thought we knew what we were doing. In 2014 the entire system was re-engineered, and we are still tweaking the system a little each month based on the experiences gained.
Don’t give UP! We have helped thousands obtain their dreams of new cars and home ownership. Check out the reviews on Google, Yelp and our website to see for yourself.
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Most collection companies buy debt on a spreadsheet, but not the debt.
So your collection company claims they bought the debt. Here’s what you need to know.
Installment Credit builds a foundation for your score. Revolving Credit can have a dramatic affect on credit scores both positive and negative on a monthly basis.
The industry is pretty tight-lipped about the specifics in their algorithms, but this article gives you a basic understanding of what and how activity can affect your credit scores.
We offer counseling and education that is specific to your situation. We have been successful at getting some old Charged-Off debt eliminated and significantly raise our client’s credit scores. For example, and to give those with credit card debt an understanding of the impact carrying a balance can have on your credit scores, we offer this One minute-twenty second video about the rules on credit cards.
If you plan to purchase or refinance anything we encourage you to read this article. Our services will result in potentially thousands of dollars in savings.
(August, 2016) by Lacynica M. “….. I used credit repair company before going to Austin Credit Group and wasted a bunch of money…”
If you are even thinking about buying a car in the next few months you should attend.
Learn the important principles of car buying, refinancing, and much more….
I was visiting with a couple who’s goal is to buy a home soon.
I found it interesting the lack of and miss-information that had been provided by the lenders they were talking with about this.
Scoring Models Addressed… Read More
Throughout the industry there are two thoughts about the payment of credit cards balances. This content on the topic relates to those struggling to raise their credit scores as quickly as possible, because they are seeking to make a major purchase, and want to get the best possible rate on a loan.
THE EPIPHANY: I determined a method of payment that may give the the consumer an even bigger bang for their buck. This would be a combination of the two strategies.
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