Hassled by Collection Companies
Most collection companies buy debt on a spreadsheet, but not the debt.
So your collection company claims they bought the debt. Here’s what you need to know.
credit “credit repair” “credit restoration” “credit rebuilding” debt negotiations “creditor negotiations” “debt settlement”
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Forward to a FriendBUILDING A HEALTHY CREDIT SCORE
Installment Credit builds a foundation for your score. Revolving Credit can have a dramatic affect on credit scores both positive and negative on a monthly basis.
The industry is pretty tight-lipped about the specifics in their algorithms, but this article gives you a basic understanding of what and how activity can affect your credit scores.
Credit Health – Rules about Credit Cards
We offer counseling and education that is specific to your situation. We have been successful at getting some old Charged-Off debt eliminated and significantly raise our client’s credit scores. For example, and to give those with credit card debt an understanding of the impact carrying a balance can have on your credit scores, we offer this One minute-twenty second video about the rules on credit cards.
CREDIT REPORTS: Deleted Items Come Back!
Why do some deleted items show up again on my Credit Reports? Utility Bills have a different set of rules than other consumer credit.
Credit World Changes for 2018
In addition to other changes realized this year, the two biggest changes in the last year that affected the way we do business (Our Process). Reporting of Public Records, and the Equifax Data Breach.
Credit Improvement verses Credit Repair
If you plan to purchase or refinance anything we encourage you to read this article. Our services will result in potentially thousands of dollars in savings.
(August, 2016) by Lacynica M. “….. I used credit repair company before going to Austin Credit Group and wasted a bunch of money…”
CAR BUYING EDUCATION EVENT — March 10th
If you are even thinking about buying a car in the next few months you should attend.
Learn the important principles of car buying, refinancing, and much more….
Free Annual Credit Reports / Credit Scores
Why bother with Free Annual Credit Reports? How do I get mine? What is in the FICO Credit Score Model?
Is “Credit Repair” The Right Path For You?
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KNOWLEDGE IS POWER!
New Years Financial House Rebuild!
It’s that time of year when one needs to review their long term financial situation. Things to review include 401K participation, your Will(s), Health Care Directives, and of course, your Credit Profiles at all three credit bureaus.