Hello, my name is Steve Gangey. I am the Founder of Austin Credit Group. Since 2010 I have been helping people Raise their credit scores and eliminate debt. This video asks several questions that have been addressed by this business.
But wait, you say. My credit needs to be improved to qualify for the best rates. We have your solution right here at Austin Credit Group. We have helped hundreds qualify for the best rates on home mortgages.
PART OF OUR “PATH TWO” TO CREDIT SCORE BUILDING Understanding these two basic rules will go a long way toward raising your credit scores. Balances on Revolving Credit Accounts are reported only once a month, and it isn’t random. What ever the balance is on the account the day after the Statement Closing Date is … [Read more…]
INQUIRY RULES
The rule is that you can have up to three-inquiries in a 25-month period without it affecting your credit score. Inquiries more than three can affect you score 3-5 points for each one over the three; and I don’t know which bureau is which! Good news is …
Which is best path for you? Even I can’t advise you on an appropriate path until I look at your overall financial and credit situation.
Established in 2010 we thought we knew what we were doing. In 2014 the entire system was re-engineered, and we are still tweaking the system a little each month based on the experiences gained.
With rising Interest Rates, now is the time to do a review of your Credit Profiles at all four (4) major Credit Bureaus. That’s right, I said FOUR!
Don’t give UP! We have helped thousands obtain their dreams of new cars and home ownership. Check out the reviews on Google, Yelp and our website to see for yourself.
Lock in the current fees by signing up for our Profile Review Program TODAY!
Most collection companies buy debt on a spreadsheet, but not the debt.
So your collection company claims they bought the debt. Here’s what you need to know.
Installment Credit builds a foundation for your score. Revolving Credit can have a dramatic affect on credit scores both positive and negative on a monthly basis.
The industry is pretty tight-lipped about the specifics in their algorithms, but this article gives you a basic understanding of what and how activity can affect your credit scores.
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