Free Annual Credit Reports / Credit Scores
Why bother with Free Annual Credit Reports? How do I get mine? What is in the FICO Credit Score Model?
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Forward to a FriendQualifying For A Home Mortgage?
I was visiting with a couple who’s goal is to buy a home soon.
I found it interesting the lack of and miss-information that had been provided by the lenders they were talking with about this.
Scoring Models Addressed… Read More
AN EPIPHANY! Maximizing Credit Scores
Throughout the industry there are two thoughts about the payment of credit cards balances. This content on the topic relates to those struggling to raise their credit scores as quickly as possible, because they are seeking to make a major purchase, and want to get the best possible rate on a loan.
THE EPIPHANY: I determined a method of payment that may give the the consumer an even bigger bang for their buck. This would be a combination of the two strategies.
Is “Credit Repair” The Right Path For You?
Topics:
WHAT SPIRITED THIS POST?
DISTINGUISH THE NEED!
HOW DID WE GET HERE?
KNOWLEDGE IS POWER!
New Years Financial House Rebuild!
It’s that time of year when one needs to review their long term financial situation. Things to review include 401K participation, your Will(s), Health Care Directives, and of course, your Credit Profiles at all three credit bureaus.
Inquiries Revisited
Inquiries can be a problem for your credit score. The consumer needs to understand these points to best manage their credit score. This is like money in the bank.
Is Your Credit Score Under 700?
Do you even know what your credit score is? Do you know what you need to do to raise your credit score? What are the benefits of a 700+ credit score?
Financially Well Off — Are you Credit Poor?
Financial Services Professional — consider asking your clients if they have an idea of where their credit scores are, because credit scores are a consideration in the pricing of premiums on home and auto insurance. Your clients could be trowing away money!
LIFE EVENTS WILL AFFECT YOUR CREDIT SCORE (Part 3 — Bankruptcy)
LIFE EVENTS WILL AFFECT YOUR CREDIT SCORE (Part 3 — Bankruptcy); OR HOW TO RECOVER FROM EXCESSIVE DEBT!
The trick is to know what should be in place to maximize the best outcome for all involved.
Serious life events include Divorce, Bankruptcy, Hospitalization, and even Marriage. Medical accounts for half of the collections on credit reports today!
LIFE EVENTS WILL AFFECT YOUR CREDIT SCORE (Part 2 — Divorce)
LIFE EVENTS WILL AFFECT YOUR CREDIT SCORE (Part 2 — Divorce); OR HOW TO DIVORCE WITHOUT RUINING YOUR LIFE!
The trick is to know what should be in place to maximize the best outcome for all involved.
Serious life events include Divorce, Bankruptcy, Hospitalization, and even Marriage. Medical accounts for half of the collections on credit reports today!
