Divorce and Credit
I have seen many clients within a few years of a Divorce. They all have something in common. In one in particular case, only $16,000 of $480,000 was under the client’s direct control….
Personal Credit
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H.R. 1002: Fair Access to Credit Scores Act of 2013
The purpose of the bill is to amend the Fair Credit Reporting Act to require the inclusion of credit scores with free annual credit reports provided to consumers, and for other purposes.
Employment Opportunities Impacted By Credit
“Employer credit checks keep jobless out of workforce,” posted on March 4, 2013.
A recent report advises that one in four unemployed Americans have been required to go through a credit check when applying for a job, and one in ten have been denied jobs due to information in their credit report
Separate your Business Financials and Credit From Your Personal
It is a really good idea to separate your business dealings from your personal life. By Incorporating, your business becomes a separate entity that can establish credit, accumulate assets, and be sold off. This separation is good from the stand point of liability as well.
When is a good time to consider establishing your business as a Corporation? read more…
NEW Credit Card Check-Out Fees
You might want to think twice before whipping out your credit card. As of Sunday, stores in most states could start charging you a “checkout fee” when you pay for something with plastic.