INQUIRY RULES
The rule is that you can have up to three-inquiries in a 25-month period without it affecting your credit score. Inquiries more than three can affect you score 3-5 points for each one over the three; and I don’t know which bureau is which! Good news is …
Which is best path for you? Even I can’t advise you on an appropriate path until I look at your overall financial and credit situation.
Established in 2010 we thought we knew what we were doing. In 2014 the entire system was re-engineered, and we are still tweaking the system a little each month based on the experiences gained.
Don’t give UP! We have helped thousands obtain their dreams of new cars and home ownership. Check out the reviews on Google, Yelp and our website to see for yourself.
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Most collection companies buy debt on a spreadsheet, but not the debt.
So your collection company claims they bought the debt. Here’s what you need to know.
Installment Credit builds a foundation for your score. Revolving Credit can have a dramatic affect on credit scores both positive and negative on a monthly basis.
The industry is pretty tight-lipped about the specifics in their algorithms, but this article gives you a basic understanding of what and how activity can affect your credit scores.
Why do some deleted items show up again on my Credit Reports? Utility Bills have a different set of rules than other consumer credit.
In addition to other changes realized this year, the two biggest changes in the last year that affected the way we do business (Our Process). Reporting of Public Records, and the Equifax Data Breach.
If you plan to purchase or refinance anything we encourage you to read this article. Our services will result in potentially thousands of dollars in savings.
(August, 2016) by Lacynica M. “….. I used credit repair company before going to Austin Credit Group and wasted a bunch of money…”
Why bother with Free Annual Credit Reports? How do I get mine? What is in the FICO Credit Score Model?
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