Which is best path for you? Even I can’t advise you on an appropriate path until I look at your overall financial and credit situation.
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If you have unpaid non-medical debt on your credit report it will need to be settled in advance….
I have seen many clients within a few years of a Divorce. They all have something in common. In one in particular case, only $16,000 of $480,000 was under the client’s direct control….
H.R. 1002: Fair Access to Credit Scores Act of 2013
The purpose of the bill is to amend the Fair Credit Reporting Act to require the inclusion of credit scores with free annual credit reports provided to consumers, and for other purposes.
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Do not ignore demands for payments of old debts. These must be answered to or your situation could worsen!
A letter I have sent to my Representatives in Washington D.C. Find Yours Here: http://www.usa.gov/Contact/Elected.shtml I encourage you to do the same to keep medical debt collectors from scaring your credit score now or in the future. ***** Letter ***** I am sure that you are aware that Medical Debt affects about 73,000,000 consumers in … [Read more…]
Medical Record Exclusion After Settlement on Credit Reports Helps Qualify for Home Loans
Medical Records Affects 73,000,000 Working-Age Adults that may be trying to purchase a home or car at an affordable interest rate. This Bill in Congress seeks to address credit reporting of settled Medical accounts.