INQUIRY RULES
The rule is that you can have up to three-inquiries in a 25-month period without it affecting your credit score. Inquiries more than three can affect you score 3-5 points for each one over the three; and I don’t know which bureau is which! Good news is …
If you have unpaid non-medical debt on your credit report it will need to be settled in advance….
You might want to think twice before whipping out your credit card. As of Sunday, stores in most states could start charging you a “checkout fee” when you pay for something with plastic.
No Personal Credit / Inquiries — No Credit Cards — Get a Secured Credit Card; Look for a free program at Credit Unions No Installment debt — Do a Share Loan Account at a Credit Union; be sure they report to all three credit bureaus Lots of Inquiries — More than three inquiries in a … [Read more…]
Tired of the Bank Fees, Especially the Ones Going Up! Credit Unions Are My Recommended Option to Consider!
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