CreditJunkie

Credit Unions / Banks

Inquiries Can Cost You Thousands on a Mortgage!

March 31, 2019 by CreditJunkie Leave a Comment

INQUIRY RULES

The rule is that you can have up to three-inquiries in a 25-month period without it affecting your credit score. Inquiries more than three can affect you score 3-5 points for each one over the three; and I don’t know which bureau is which! Good news is …

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Posted in: Credit Help, Credit Unions / Banks, Personal Credit Tagged: credit "credit repair" "credit restoration" "credit rebuilding" debt negotiations "creditor negotiations" "debt settlement", credit improvement, debt management, www.austincreditgroup.com

Disputed and Undisputed Debt; Mortgage Woes! Approved?

June 13, 2014 by CreditJunkie Leave a Comment

If you have unpaid non-medical debt on your credit report it will need to be settled in advance….

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Posted in: Credit Help, Credit Restoration / Life Changing, Credit Unions / Banks, Medical Collection Accounts / Credit Reports, Personal Credit Tagged: austincreditgroup.com, credit "credit repair" "credit restoration" "credit rebuilding" debt negotiations "creditor negotiations" "debt settlement", creditrepairinaustin.com, debt management, debt settlement, Interest Rates, lenders, Mortgages, negative credit

NEW Credit Card Check-Out Fees

January 28, 2013 by CreditJunkie 5 Comments

You might want to think twice before whipping out your credit card. As of Sunday, stores in most states could start charging you a “checkout fee” when you pay for something with plastic.

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Posted in: Credit Help, Credit Unions / Banks, Personal Credit Tagged: austincreditgroup.com, credit improvement, credit repair, debt management, Finance, northaustincreditrepair.com, roundrockcreditrepair.com

Most Under Appreciated Personal Credit Score Killers

January 11, 2013 by CreditJunkie Leave a Comment

No Personal Credit / Inquiries — No Credit Cards — Get a Secured Credit Card; Look for a free program at Credit Unions No Installment debt — Do a Share Loan Account at a Credit Union; be sure they report to all three credit bureaus Lots of Inquiries  — More than three inquiries in a … [Read more…]

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Posted in: Credit Help, Credit Restoration / Life Changing, Credit Unions / Banks Tagged: austincreditgroup.com, credit "credit repair" "credit restoration" "credit rebuilding" debt negotiations "creditor negotiations" "debt settlement", credit improvement, debt management, northaustincreditrepair.com, review.austincreditgroup.com, roundrockcreditrepair.com

CitiBank Announces Fee Increases on their Checking Accounts; Even the Basic One

October 5, 2011 by CreditJunkie 3 Comments

Tired of the Bank Fees, Especially the Ones Going Up! Credit Unions Are My Recommended Option to Consider!

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Posted in: Credit Help, Credit Unions / Banks

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