Why do some deleted items show up again on my Credit Reports? Utility Bills have a different set of rules than other consumer credit.
In addition to other changes realized this year, the two biggest changes in the last year that affected the way we do business (Our Process). Reporting of Public Records, and the Equifax Data Breach.
If you plan to purchase or refinance anything we encourage you to read this article. Our services will result in potentially thousands of dollars in savings.
(August, 2016) by Lacynica M. “….. I used credit repair company before going to Austin Credit Group and wasted a bunch of money…”
If you are even thinking about buying a car in the next few months you should attend.
Learn the important principles of car buying, refinancing, and much more….
Why bother with Free Annual Credit Reports? How do I get mine? What is in the FICO Credit Score Model?
I was visiting with a couple who’s goal is to buy a home soon.
I found it interesting the lack of and miss-information that had been provided by the lenders they were talking with about this.
Scoring Models Addressed… Read More
Throughout the industry there are two thoughts about the payment of credit cards balances. This content on the topic relates to those struggling to raise their credit scores as quickly as possible, because they are seeking to make a major purchase, and want to get the best possible rate on a loan.
THE EPIPHANY: I determined a method of payment that may give the the consumer an even bigger bang for their buck. This would be a combination of the two strategies.
WHAT SPIRITED THIS POST?
DISTINGUISH THE NEED!
HOW DID WE GET HERE?
KNOWLEDGE IS POWER!
It’s that time of year when one needs to review their long term financial situation. Things to review include 401K participation, your Will(s), Health Care Directives, and of course, your Credit Profiles at all three credit bureaus.
Inquiries can be a problem for your credit score. The consumer needs to understand these points to best manage their credit score. This is like money in the bank.