Did you know that it is not legal to charge a large lump sum payment in advance for credit repair?
Most businesses in consumer credit repair expect to be paid a sizable lump sum up front for work to be done on credit bureaus profiles/reports. However, there are stiff fines and penalties if they are caught doing business in this manner.
Austin Credit Group’s (ACG) fees are based on the work actually being done and the performance (results). . .and not assessing clients a large lump sum fee up front.
Our Profile Review Program (where everyone starts whether they are tackling personal or business credit concerns) typically includes a one-plus hour counseling and education session discussing the contents line item by line item on all three of your credit reports. This includes identifying the credit improvement actions you can actually do for yourself, and what approach ACG would take if given the opportunity to enroll you into our Ultimate Credit Improvement Program (UCIP), where ACG does the work. We also address debt management and credit building strategies that you should implement to build your credit scores as quickly as possible.
There is an administrative setup fee for the UCIP which pays for the time needed to create the database of the creditors to be challenged by letter to produce validation of the debt. These letters also indicate that on receipt of this proof-of-the-debt an opportunity to reach a settlement may exist. It also puts them on notice that the debt will be disputed should validation not be provided, and demands that in the absence of this documentation, they must remove the related records from credit profiles. Shortly after these letters go out, letters to challenge the appropriate records at the credit bureaus are also sent out.
It is not unusual for updates from the credit bureaus to indicate some of the records challenged were no longer on the file after this process. ACG will then asses a nominal fee for those records successfully removed or made positive as a direct result of our efforts.
To my knowledge, there are only a very few that use a similar business model and fee structure like ACG. And none offer the accompanying counseling, education, and strategies provided by ACG.
We also negotiate settlement with creditors as a separate service for our clients. Fees are based on an hourly rate plus a percentage of the amount saved as a result of our efforts.
We encourage everyone take advantage of the Free Annual Credit Reports provided for by the Fair Credit Reporting Act (FCRA). To order by phone simply dial 1-877-FACT-ACT and follow the phone prompts. Your credit reports will arrive in your mailbox within 15-days. Be advised that your ability to request corrections or challenge records is only for a limited time after you receive these reports. Don’t delay! Any correspondence must be accompanied by copies of your Driver’s License, Social Security Card, and two forms of Proof-of-Residence (e.g., utility bills, bank statements, etc.). ACG will order these reports on your behalf for free as part of the Profile Review Program.
Our Profile Review Program cost is only $54.95. Should you require assistance on receipt of your credit reports, simply call to make an appointment for a professional review, and free advice on what can be done to improve your credit score.
Make it a great Day!
I like this weblog a lot, saved to my bookmarks. “Nostalgia isn’t what it was once.” by Peter De Vries.
An interesting discussion is worth comment. I think that you should write more on this topic, it might not be a taboo subject but generally people are not enough to speak on such topics. To the next. Cheers
Is it okay to place a portion of this in my weblog if I submit a reference point to this website?
This is not a problem so long as you send me a link to the post. A crosslink would work well for both of us.
Your weblog won’t display up correctly on my droid you might wanna try to repair that
I have no control how your Droid’s browser displays a WordPress page. You might want to check with your Browser’s developer for settings that may need to be turned on/off to make it work properly.
Hi would you mind stating which blog platform you are working with? I’m searching to start my own weblog within the near future but I am having a hard time deciding in between BlogEngine/Wordpress/B2evolution and Drupal. The reason I ask is simply because your design and style seems different then most blogs and I’m looking for some thing totally unique. P.S Sorry for obtaining off-topic but I had to ask!
My Host is GoDaddy. They have several different Hosting Packages. They actually have WordPress running on their servers. Please follow this link to GoDaddy. http://www.tkqlhce.com/click-5332516-10382541
Make it a great day!
Steve Gangey, Founder
Austin Credit Group
creditjunkie.AustinCreditGroup.com
I wish to express appreciation to the writer for this fantastic post.
Some genuinely excellent info , Gladiola I noticed this. “Speak whenever you are angryand you’ll make the very best speech you’ll ever regret.” by Laurence J. Peter.
you have an amazing weblog right right here! would you favor to make some invite posts on my weblog?
Write to me to discuss this further.
Steve
Steve@austincreditgroup.com
As soon as I noticed this web website I went on reddit to share some of the love with them.
cheap louis vuitton from china
cheap louis vuitton from china…
Hello, your articles here CREDIT REPAIR FEES IN ADVANCE ARE NOT LEGAL! | CreditJunkie to write well, thanks for sharing!…
Nice post. I learn something more challenging on different blogs everyday. It will always be stimulating to read content from other writers and practice a little something from their store. I
I’ve been surfing on-line greater than three hours as of late, however I by no means found any fascinating post like yours. It’s lovely price enough for me. Personally, if all internet owners and bloggers made good content as you probably did, the net will probably be much more helpful than ever before. “No nation was ever ruined by trade.” by Benjamin Franklin.
I am too busy to do much on-line reading, but when my sister told me about your article, I read it. This really is informative content with creative ideas and thoughtful commentary.
Regards for helping out, great info .
Reading you blog is amazing and i feel great after reading it.
Nice Post.