If you know anyone, and especially if you care about them, advise them to try to purchase a home NOW! If they respond with concerns relating to their credit, please refer them to me, and here’s why…
The downturn in the market is not permanent. Money, Down Payment Assistance, and First-Time Home Buyer Programs are available to help. Now is the time to work and do what is necessary to get into a home. Interest rates cannot be more favorable for borrowers.
Austin Credit Group now offers a scalable, and very affordable program to help clean up many of the simpler issues plaguing many that have just given up, quicker than you think. A free 30-minute review of your finances and credit profile will quickly determine if you can qualify for this program. For those with more challenging issues we can make the services of TRW Credit Group available too.
Those that have not reviewed their credit reports recently are encouraged to order them today! There are two ways to consider.
- The first one is to go to https://www.annualcreditreport.com/cra/index.jsp and print the reports to a .PDF document on your computer. This will give you the option of sending them in an email or printing a hard copy.
- The second option is to call 1-877-FACT-ACT to order your reports. These are delivered as hard copies through the USPS mail, and can take 1 to 2 weeks to receive.
The reports are free, unless you request your Scores, and this method does not put an Inquiry on your profile.
Austin Credit Group encourages anyone that has had credit challenges in the past to work with me to help you and your family improve your lives. Chances are pretty good that the interest rate deduction of a mortgage on your taxes will save you hundreds of dollars over what you are paying in rent each year for many years to come. And when the housing market rebounds you will be in a much better financial position.
I’m Steve Gangey and I’m here to help!
Steve Gangey is the Owner/Consultant of Austin Credit Group and is an Independent Representative of TRW Credit Group. Steve offers Credit Consultation, Credit Restoration and Repair, and Credit Rebuilding programs.